Your financial life,
in focus.
Keyly brings your accounts, pensions, investments, property, debts and financial documents into one clear picture — with Keely, an intelligent AI that helps you make sense of it all.
See how it connects ↓A document, read once
Document
Mortgage_Offer.pdf
uploaded 14 Aug 2026
Mortgage record
Rate 3.85% → 4.19%
proposed, not yet applied
Calendar
Fixed rate ends
event created · Sep 2028
One upload updates the record and the calendar — never silently.
Your finances got complicated. Your tools didn't.
You've probably got a couple of current accounts, some savings, a pension or two from old jobs, maybe an ISA and a few investments. There's the mortgage, perhaps a car on finance, insurance you keep meaning to review, and — if this year's been good to you — a bonus that just landed and needs a decision. None of that is hard to understand on its own.
The hard part is keeping all of it in view at the same time.
Two old pensions, one current number — recomputing now
You're not looking for a budgeting app.
You don't need someone telling you to cancel Netflix or stop buying coffee. You want to know whether your bonus should go into your pension or towards the mortgage. Whether you can renovate the kitchen and still take the trip you've been planning. Whether you're on track for retirement. Whether buying the house you really want is a smart decision.
Those are the decisions Keyly is built for.
Join the waitlistEverything you own. Everything you owe. One clear picture.
Accounts, pensions, investments, property, mortgages, loans, insurance, bills, documents and income — together, with the relationships between them intact.
Assets and liabilities, linked
Your home carries its mortgage right alongside it, your car carries its finance — so you see a net position, not a pile of disconnected numbers.
Net worth, live and historical
One number today, and a real history — not recomputed after the fact. A “why it changed” view attributes the movement to savings, returns, property, debt and FX.
Every account, one feed
Current accounts, savings, cash ISAs and cards across every institution you use, in a single feed that recomputes live as you connect more.
What a bank feed can't see
Property, vehicles, business interests, share options, overseas assets — added by hand and sitting in the same net worth picture. Mortgages carry rate, LTV, term and early-repayment detail.
Bills, detected honestly
Keyly spots likely recurring payments in your transactions and proposes them as commitments — it never adds one silently, and it learns from what you confirm.
Documents that update records
A mortgage offer doesn't just get filed — it proposes the exact fields it changes, with a source and a date, and waits for you to confirm before anything is written.
A retirement age that moves when your life does.
Ages, contributions, expected returns, inflation and state pension — and real what-ifs: retire two years earlier, take a career break, overpay the mortgage instead of investing.
Projected retirement
Age 57
Every projection shows the assumptions behind it, so you can argue with the numbers rather than trust them blindly.
Net worth today
£1,247,000
Projected at 57
£1.6m – £2.4m
Your spending target is £58,000 a year. The expected and high cases clear it; the low case needs two more working years or £340 a month more saved.
Filed once. Never overwritten silently.
Mortgage offers, insurance policies, leases, surveys — uploaded once, always linkable to the record they govern. Keyly's AI reads each one, proposes the exact fields it would change, and waits for you to confirm before anything is written.
We found information that could update your mortgage record
Source: Mortgage_Offer.pdf · 14 August 2026
Meet KeelyThe intelligence inside your financial life.
Keely isn't here to tell you what to do. She's here to help you think it through — an incredibly informed, financially astute friend who knows your financial life inside out, because she has access to all of it.
Ask Keely is a real, working interface today. The AI that reasons over your live data and answers with citations is what we're building next.
Money should enable your life. Not get in the way of it.
Financial wellbeing isn't about spending as little as possible. It's about knowing you can afford the life you're choosing — so you can spend less time managing your money, and more time enjoying what it's there for.
A smarter way to manage your financial life.
£15 / month
One place for everything you own and owe. Intelligent guidance from Keely. A clearer view of where you are — and where you're going.
- No commissions
- No products to sell you
- No judgement about how you spend your money
Keyly is currently in beta.
Join the waitlistRead-only connections
Bank data arrives through a regulated open banking provider. Keyly never sees or stores your banking credentials.
Encrypted and audited
Sensitive data is encrypted in transit and at rest, access is scoped to your account, and every action is logged.
You control consent
Disconnect an account, delete a document, export everything, or remove your data entirely, whenever you choose.
Guidance, not advice
Keely helps you think through decisions — she doesn't execute trades, manage investments, or replace a regulated financial adviser.
Know where you stand. Know what you can do.
Your finances are probably more complicated than they used to be. They don't have to feel that way.
Be among the first to experience Keyly.